Funder Compass is a free-to-use website. It is owned and operated by eCapital Investments Group Pty Ltd and its affiliated entities ("eCapital", "we", "us"). We think you should know how we make money so you can weigh our content, calculators and referrals accordingly.
1. Our revenue streams
eCapital may receive some or all of the following, from some or all of the businesses featured on the site:
- Referral fees and commissions. We may be paid a one-off referral fee, an ongoing trail, or a success fee when a user we introduce settles a loan, opens an account, buys a product or engages a service.
- Group revenue. Some products and services on this site are offered by companies affiliated with eCapital. When you use one of them, revenue may flow to another entity within the group.
- Advertising and sponsorships. Some placements are paid — for example, sponsored listings, sponsored articles, promoted lender profiles, banner ads or newsletter placements. These are labelled where they appear.
- Data and marketing services. With user consent, we may share lead information with lenders, brokers or referral partners who pay for that lead.
- Software and services. eCapital operates paid software and services (including the private-lending workflow platform behind the sign-in area) sold to businesses under separate terms.
2. When we may not be paid
Not everything on the site earns us money. In particular:
- Many lenders, products and providers we mention in editorial content do not pay us.
- General educational content, calculators and guides are free to use whether or not you go on to use a paid partner.
- Some referrals to affiliated entities or partners are made because they are the best fit for the enquiry, with no commission attached.
3. What that means for prices and product selection
- Being on our site does not always mean a product is the cheapest, the fastest or the best for your situation. Compare the actual product disclosure documents.
- The number of lenders or products we show is not the whole market. Australia has hundreds of lenders and brokers; we surface a subset.
- Payment does not change our editorial view. See our Editorial Guidelines for how paid and unpaid content is separated.
- Where a conflict exists between what pays us and what is right for the reader, we address it through disclosure and editorial independence. See Conflicts of Interest.
4. What you can do
- Read the disclosures on the specific tool, article or referral you're using.
- Before applying for a product, read the lender's or provider's own disclosure documents (e.g. Credit Guide, Product Disclosure Statement, Target Market Determination, T&Cs).
- Treat everything on this site as general information only, not personal advice. Consider speaking with a licensed adviser before making a decision.
5. Questions
For questions about how we're paid on a specific piece of content or referral, contact us at hello@fundercompass.com.